Loan Calculator

Free loan calculator. Estimate monthly payments and total interest for auto, personal, or student loans, with a full amortization schedule and extra-payment savings.

How to use the Loan Calculator

  1. Open the Loan Calculator — it loads instantly in your browser, with no sign-up or install.
  2. Enter your input by typing, pasting or uploading as the tool requires; results update automatically.
  3. Copy or download the result. Nothing you enter leaves your device.

Frequently asked questions

Is the Loan Calculator free?

Yes. The Loan Calculator on UtilitySuite is completely free, with no account, sign-up or payment required.

Do I need to create an account?

No. Every UtilitySuite tool and game works instantly with no login or registration.

Does my data stay private?

Yes. The Loan Calculator runs entirely in your browser — the text, numbers or files you enter are never uploaded to a server.

Does it show an amortization schedule?

Yes — see monthly payments, total interest, a full amortization table and extra-payment savings.

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Loan Inputs
Vehicle Price ($)
Down Payment ($)
Trade-In Value ($)
Loan Amount ($)
Interest Rate (%)
Term (years)
Extra Payment / Month ($)
Origination Fee ($)
Results
$0
Monthly payment
$0
Total Interest
$0
Total Paid
0%
APR (w/ fee)
Amortization Schedule
# Payment Principal Interest Balance
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